Jasper County Charter System
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DISABILITY
(effective 1.1.2026)
What is Disability Insurance?
A type of coverage that replaces a portion of your income if injury or illness prevents you from working. It provides financial security for you and any loved ones who may depend on your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.
Short-Term Disability Plan Rules:
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Eligibility: Eligible full-time employees working more than 20 hours/week
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Coverage through Mutual of Omaha
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Must be actively at work on the effective date
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Annual Open Enrollment – No Health Questions Every Year!
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Pre-existing condition limitation will apply to new enrollees
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Paid Parental Leave: Must use in conjunction with FMLA. Does NOT pay in addition to sick leave or paid parental leave; must exhaust sick leave prior to benefit starting.​​​
Long-Term Disability Plan Rules:
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Eligibility: Eligible full-time employees working more than 25 hours/week
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Coverage through Mutual of Omaha
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Must be actively at work on the effective date
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Must exhaust all sick leave prior to using benefit
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Disability benefits do not pay in-addition to sick leave
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Annual Open Enrollment – No Health Questions Every Year!
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Pre-existing condition limitation will apply to new enrollees
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Contact Campus Benefits for assistance with claims.
Email: mybenefits@campusbenefits.com
Call 1-866-433-7661, option 5
CLICK HERE to access Additional Resources included with your Mutual of Omaha benefits! No enrollment necessary.