JASPER COUNTY
CHARTER SYSTEM
FLEXIBLE SPENDING ACCOUNTS
What is an FSA?
A Flexible Spending Account (FSA) is a pre-tax benefit account used to pay for out of-pocket healthcare costs such as deductibles, co-pays, prescribed medication, and other medical costs.
What is Dependent Care Assistance?
A Dependent Care Assistance Plan (DCAP) is a pre-tax benefit account used to pay for dependent care services such as preschool, summer day camp, before or after school programs, and child or elder.
Plan Rules:
-
Eligibility: Eligible full-time employees working more than 20 hours/week, spouse & taxable dependent children up to age 26 for medical and ages 12 and under for dependent care or qualifying adults for adult care
-
Coverage through Medcom
-
Plan year is from July 1st - June 30th and employees must re-elect the plan each year
-
Only family status changes will allow you to change your annual election. The altered election must be consistent with the status change.
-
Married and not filing jointly participants limited to $2,500 deferral for Dependent Care
-
Transfer of funds between the Dependent Care and Medical Care accounts are prohibited
-
$3.75 fee per participant per month
-
Please visit www.medcom.net for a complete listing of eligible expenses and qualifying dependent care services
-
NOTE: Enrollment for FSA occur in the Spring
​
Contact Campus Benefits for assistance with claims.
Email: mybenefits@campusbenefits.com
Call 1-866-433-7661, option 5
Important Dependent Care Notes
-
Dependent Care FSA is for eligible expenses related to the care of your child, disabled spouse, elderly parent, or other dependent who is physically or mentally unable for self-care (i.e. day care, adult day care) or is disabled. Medical expenses for your dependent are not eligible for reimbursement under the Dependent Care account.
-
All receipts should be kept to submit if verification is requested.
-
Any balance remaining at the end of the year will be forfeited.
What is covered under Medical FSA Account?
-
Medical coinsurance and deductible
-
Doctor’s office visit copays
-
Emergency Room costs
-
Dental copays and out-of-pocket costs
-
Vision copays and out-of-pocket costs
-
Contacts and Glasses
-
Prescriptions
-
Please see the full eligibility list for other covered expenses
Who is covered under a Dependent Care Account?
-
Children ages 12 and under (including stepchildren, grandchildren, adopted or foster children, and children related to you who are eligible for a tax exemption on your federal tax return).
-
Tax dependents residing with you and incapable of self-care (this could include your spouse, a child age 13 and over, and elderly parents).
Eligible items for purchase without a prescription now include, but are not limited to:
-
Pain relief medications, e.g., acetaminophen, ibuprofen, naproxen sodium
-
Cold & flu medications
-
Allergy medications
-
Acne treatments
-
Eye drops
-
Stomach & digestive aids
-
Pads, Tampons and Menstrual sponges
-
Sleep aids
-
Children’s pain relievers, allergy medicines, and digestive aids