What is Disability Insurance?

 A type of coverage that replaces a portion of your income if injury or illness prevents you from working. It provides financial security for you and any loved ones who may depend on your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.

Plan Rules:

  • Eligibility: All full-time employees working more than 20 hours/week, spouse & children up to age 26

  • Coverage through Cigna

  • Must be actively at work on the effective date

  • Must exhaust all sick leave prior to using benefit

  • Disability benefits do not pay in-addition to sick leave

  • STD & LTD: Annual Open Enrollment – No Health Questions Every Year!

  • Life Assistance Program on LTD: Telephone and Online Support, Work-Life and Mental Health Services


Contact Campus Benefits for assistance with claims.

Email: mybenefits@campusbenefits.com

Call 1-866-433-7661, option 5