Disability

What is Disability Insurance?

A type of coverage that replaces a portion of your income if injury or illness prevents you from working. It provides financial security for you and any loved ones who may depend on your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.

Plan Rules:

Eligibility: All full-time employees working more than 20 hours/week, spouse & children up to age 26
Coverage through Cigna
Must be actively at work on the effective date
Must exhaust all sick leave prior to using benefit
Disability benefits do not pay in-addition to sick leave
STD & LTD: Annual Open Enrollment – No Health Questions Every Year!
Life Assistance Program on LTD: Telephone and Online Support, Work-Life and Mental Health Services