Disability

What is Disability Insurance?

A type of coverage that replaces a portion of your income if injury or illness prevents you from working. It provides financial security for you and any loved ones who may depend on your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.

Plan Rules:

Eligibility: Eligible full-time employees working more than 20 hours/week
Coverage through The Hartford
Must be actively at work on the effective date
Must exhaust all sick leave prior to using benefit
Disability benefits do not pay in-addition to sick leave
Annual Open Enrollment – No Health Questions Every Year!
Paid Parental Leave: Must use in conjunction with FMLA. Will not pay in-addition to short-term disability