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Basic Term Life & AD&D

What is  Basic Term Life & AD&D Insurance?

A financial and family protection plan which provides a lump-sum payment, known as a death benefit, to a beneficiary upon the death of the insured. AD&D coverage is included as a part of life insurance benefits, and will pay out a lump-sum death benefit in the event you or a covered loved one dies accidentally or pass away later as the direct result of an accident. This plan also has a dismemberment benefit which provides an additional lump sum payment if an insured becomes dismembered in an accident

Plan Rules:

  • Eligibility: All full-time employees working more than 20 hours/week, spouse & children up to age 26

  • Coverage through The Hartford

  • Must be actively at work on the effective date

  • Employee must elect coverage to cover Spouse and/or Children

  • Employee must enroll in the Basic Life to be eligible for Voluntary Term

  • If electing outside initial enrollment period or adding a dependent for the first time evidence of insurability is required


Contact Campus Benefits for assistance with claims.


Call 1-866-433-7661, option 5

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