What is Voluntary-Term Life and Accidental Death & Dismemberment Insurance?

A financial protection plan which provides a cash benefit to a beneficiary upon the death of the insured. Proceeds can be used to replace lost potential income during working years and help ensure your family’s financial goals will still be met. AD&D coverage is included as a part of life insurance benefits, and will pay out a lump-sum death benefit in the event you or a covered loved one die accidentally or pass away later as the direct result of an accident. This plan also has a dismemberment benefit which provides an additional lump sum payment if an insured becomes dismembered in an accident.

 

Plan Rules

• Eligibility: Eligible full-time employees working more than 20 hours/week, spouse & children* up to age 26

• Coverage through The Hartford

• Must be actively at work on the effective date

• Employees must elect Basic Life to enroll in Voluntary Life

• If electing for the first time outside of the initial enrollment period, health questions will be required

• Employee must elect coverage for themselves in order to cover spouse and/or children

• * Child marital status does not impact benefits eligibility

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Contact Campus Benefits for assistance with claims.

Email: mybenefits@campusbenefits.com

Call 1-866-433-7661, option 5